Award Year 2019-2020
Estimated Cost of Attendance for Undergraduate and Graduate Students
The estimated Cost of Attendance (COA) budget for award year 2019-2020 is a resource that can assist students and their families with planning and budgeting for a Charter Oak State College education.
COA budgets are used by the Office of Financial Aid to determine the maximum amount of financial aid that a student is eligible to receive. Students are assigned a budget based on their cost of attendance which includes degree applicable credit hours for which a student is enrolled and other educational costs (direct and in-direct expenses).
The Office of Financial Aid calculates educational expenses based on anticipated or actual enrollment (if student has registered for classes). The total COA budget includes both direct and indirect costs. Direct costs include tuition and fees. Indirect costs such as books and supplies, living allowances, miscellaneous expenses, and transportation are not payable to COSC and, therefore are not billed (charged) to the student. Indirect costs are based on national “averages” of educational expenses.
The following is a list of annual estimated COA budgets for independent full-time students who are either in-state or out-of-state. A full-time undergraduate student is one who is enrolled in a minimum of 12 credit hours per semester. A full-time graduate student is one who is enrolled in a minimum of 9 credit hours per semester.
| Direct Costs | In-state | Out-of-state |
|---|---|---|
| Tuition | $7,656 | $10,056 |
| Student Services Fee | $448 | $590 |
| Technology Fee | $150 | $150 |
| TOTAL DIRECT EXPENSES | $8,254 | $10,796 |
| Estimated Indirect Costs | In-State | Out-of-State |
| Books and Supplies | $1,600 | $1,600 |
| Loan Fees | $80 | $80 |
| Living Allowance | $3,824 | $3,824 |
| Miscellaneous Expenses | $2,048 | $2,048 |
| Transportation Expenses | $1,960 | $1,960 |
| TOTAL ESTIMATED IN-DIRECT EXPENSES | $9,512 | $9,512 |
| TOTAL AWARD YEAR COST OF ATTENDANCE | $17,766 | $20,308 |
| Direct Costs | In-State | Out-of-State |
|---|---|---|
| Tuition | $9,288 | $9,720 |
| Student Services Fee | $666 | $708 |
| Technology Fee | $150 | $150 |
| TOTAL DIRECT EXPENSES | $10,104 | $10,578 |
| Estimated Indirect Costs | In-State | Out-of-State |
| Books and Supplies | $1,600 | $1,600 |
| Loan Fees | $920 | $920 |
| Living Allowance | $3,824 | $3,824 |
| Miscellaneous Expenses | $2,048 | $2,048 |
| Travel Expenses | $1,960 | $1,960 |
| TOTAL ESTIMATED IN- DIRECT EXPENSES | $10,325 | $10,352 |
| TOTAL AWARD YEAR COST OF ATTENDANCE | $20,456 | $20,930 |